Debt Remediation


Debt Remediation is an administrative process utilizing several steps to accomplish the following objectives:

1.) Find out who owns your debt,

2.) To establish if you are contractually obligated to pay the alleged debt collector, who is attempting to collect a debt from you, and

3.) To determine if you are dealing with an alleged debt collector who purchased the alleged debt from the originator, or servicer, and this new debt collector is attempting to collect the debt from you!

The objective of the FCGI – Debt Remediation Process is to keep you out of Court, lessen the risk of bankruptcy, and first and foremost, keep your creditors on the defensive, by forcing them to produce evidence & documents to justify their standing to chase you in the first place. And then to discharge your debts utilizing the laws of commerce, which is known as the Uniform Commercial Code (UCC).

Debt Settlement is negotiating with creditors to settle a debt for less than what is owed. This method is most often used to settle a substantial debt with a single creditor, but can be used to deal with multiple creditors.

Debt Consolidation is an effort to combine debts from several creditors, then take out a single loan to pay them all, hopefully at a reduced interest rate and lower monthly payment. This is typically done by consumers trying to keep up with bills for multiple credit cards and other unsecured debts.

The pros and cons of the Debt Remediation Process, debt settlement & debt consolidation vary, especially with regard to the amount of time it will take to eliminate debts, and the impact it will have on your credit score.

These methods aim to make your debt more manageable, and discharge the debt if possible, thereby totally eliminating the debt. When used properly, these debt management methods can assist you get out of debt sooner rather than later, and save money over the long-term.

We Are The Best Debt Remediation Consultants In The US.