Category: Consumer Rights & Protections

The calls are the part people find hardest. Not the balance, not the credit damage — the phone ringing at dinner, the messages, the veiled threats about what will happen if you don’t pay today. You have more control over...

In 2010, the Federal Trade Commission amended the Telemarketing Sales Rule to address widespread abuse in the debt relief industry. Companies were collecting thousands of dollars in upfront fees from people in financial distress and delivering nothing. The amendments changed...